- Toll Free: 1 (844) PROF-72(t)
- 72tSpecialist@spivakfinancial.com
Would You Like Access to Your Old 401K or IRA Money NOW?
If you are under the age of 59½, we can help you use IRS Rule 72(t) SEPP to unlock your retirement funds NOW without penalty..
Most Common Reasons
to Unlock Your Retirement Money Now
Retire Early
Buy Real Estate
Start a Business
Pay off Debt
The 72(t) rule is a life-changing opportunity, and we believe everyone who’s eligible should have access to expert guidance.
That’s why Spivak Financial Group created the 72(t) Early Retirement Program, to help people take advantage of the 72(t) rule.
We Specialize in 72(t) SEPP
We set up your 72(t) SEPP correctly and manage it for you over time, so nothing is missed.
72(t)-Friendly Custodians
for both the structuring and the ongoing management of your 72(t) SEPP.
Ask us about market “correction protection” options designed to help safeguard your plan—with no fees.
Watch Now to Learn Why Managing a 72(t) SEPP
Is Not Something You Want to DIY.
Powered by Spivak Financial Group, 72(t) Early Retirement is a nationally recognized program providing expert guidance on 72(t) SEPP strategies.
The IRS has strict rules that must be followed in order to properly execute a 72(t) SEPP. At Spivak Financial Group, we help individuals use this little-known, often-used strategy while staying fully compliant with the IRS.
Our Partners
Unlock Early Retirement Income Without Penalties
Discover how our 72(t) Early Retirement program helps you properly access your retirement funds, before age 59½ penalty-free, utilizing IRS rule 72(t) SEPP with our ongoing advice and support.
Ask the Specialist
Complete the form so we can better assist you. Or you can contact us directly to answer your questions.
We are here to help you understand how you can properly use the 72(t) strategy to access your retirement money before age 59½ penalty-free.
Call Us
1 (844) PROF-72(t)
Monday – Friday, 9am – 6pm
Email Us
72(t) Early Retirement Support and we’ll get back to you as soon as possible.
72tSpecialist@spivakfinancial.com
Our Headquarters
8753 E. Bell Road
Suite #101
Scottsdale, AZ 85260
Address
8753 E. Bell Road, Suite 101 Scottsdale, AZ 85260
Legal
Securities and advisory services offered through Centaurus Financial Inc., Member FINRA and SIPC, a Broker/Dealer and Registered Investment Advisor.
The content, products and services offered on this website are related solely to IRS Rule 72(t) and the “Substantially Equal Periodic Payments” (SEPP) provision of the Rule that allows individuals to access their qualified funds, penalty free, prior to the age of 59 ½. They are offered for educational purposes only and should not be considered as securities or investment advice, which can only be offered after a thorough assessment of one’s financial background and suitability profile. 72(t) Early Retirement and The Spivak Financial Group are separate entities.
Supervisory Branch: 2300 East Katella Avenue, Suite 200, Anaheim, CA 92806 | Phone: 714 . 456 . 1790
The Spivak Financial Group and Centaurus Financial, Inc. are not affiliated. This site is intended for residents of the United States of America in the following states only. AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NV, NJ, NM, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WV, WI, and WY.
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Phone: 714 . 456 . 1790